Welcome.

Insuring farm and town properties in Central Missouri for over 100 years.

Contact us.

Highland Mutual Insurance Company
P.O. Box 47
104 East Third Street
California, MO 65018

Phone: (573) 796-3614
Fax: (573) 796-3000

Email: highlandmutual@embarqmail.com

Map and directions

Office Hours: Monday through Thursday, 9:00 A.M. to 3:00 P.M.

 

 

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Agents


Mike Inglish
Jerry Wolfrum
Jim Cox
Mike Inglish
54911 Inglish Road
California, MO 65018
(573) 796-4692
Jerry Wolfrum
32165 Wieneke Branch
California, MO 65018
(573) 796-3309
Jim Cox
17820 Meadowbrook
Barnett, MO 65011
(573) 392-5803
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Payments

You can make insurance payments by:

  1. Pay Online:

  2. Mail to:
    Highland Mutual Insurance Company
    P.O. Box 47
    California, MO 65018

  3. Bring to the Office:
    Highland Mutual Insurance Company
    104 East Third Street
    California, MO 65018

  4. Leave it in our Drop Box:
    Located at Office Door

  5. Contact Us:
    Phone (573) 796-3614 • Fax (573) 796-3000
    Email: highlandmutual@embarqmail.com

  6. Map and directions

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Services / Coverage

Highland Mutual Insurance Company provides insurance coverage for Fire, Wind, Liability and associated coverage such as lightning, hail, theft, vandalism, earthquake, etc., for town and farm properties. Highland is a local company protecting farms and homes for more than a century with reasonable rates and local agents and adjusters. Highland Mutual currently insures properties located primarily in the Central Missouri area.


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About Us

History

In the late 1800's, Missouri farm mutual insurance associations were formed to help farmers build back after fire losses. On May 29, 1895 a group of German speaking farmers located North of California, Missouri, near the old Highland School, formed the Highland Farmers Fire and Lightning Association – the first bylaws are in German. To join you paid a $1 membership fee and identified your risk -- $300 house, $80 barn, etc. When a loss occurred you were assessed a percentage of the risk.

Today, most companies have a premium charge. Highland Mutual has still maintained the assessment basis, but has established rates similar to premium charges.

Over the years, Highland Mutual has merged with neighboring mutual insurance companies. On January 1, 2002, Highland merged with the Jamestown Fire Insurance Company, on January 1, 2006, Highland merged with Hazel Dell Mutual Insurance Company and on September 1, 2006 Highland merged with German Salem Aid Association Aid Association of Missouri.

Officers and Board of Directors

Officers are: Larry Rohrbach – President, Wayne Dummermuth – Vice President, Janet Wolfrum – Secretary, and Patricia Inglish – Treasurer. Highland is managed by eight (8) directors: Larry Rohrbach, Wayne Dummermuth, Robert Denker Sr., Jerry Gerlt, Danny Haldiman, Kenny Howard, Fred Snyder, and Don Wyss. Office staff is composed of secretary/office manager and treasurer.

Annual Meeting

The Annual Meeting is held each year on the last Saturday in February at the company office located at 104 East Third Street in California, MO. Policy holders are encouraged to attend the Annual Meeting which begins at 1:00 p.m.