In the late 1800's, Missouri farm mutual insurance associations were formed to help farmers build back after fire losses. On May 29, 1895 a group of German speaking farmers located North of California, Missouri, near the old Highland School, formed the Highland Farmers Fire and Lightning Association – the first bylaws were written in German. To join, a member paid a $1 membership fee and identified risks -- $300 house, $80 barn, etc. When a loss occurred the member was assessed a percentage of the risk.

Today, most companies have a premium charge. Highland Mutual has still maintained the assessment basis, but has established rates similar to premium charges.

Over the years, Highland Mutual has merged with neighboring mutual insurance companies. On January 1, 2002, Highland merged with the Jamestown Fire Insurance Company, on January 1, 2006, Highland merged with Hazel Dell Mutual Insurance Company and on September 1, 2006 Highland merged with German Salem Aid Association of Missouri.​  On January 1, 2024, Highland Mutual merged with German Mutual Insurance Company.

OFFICERS AND BOARD OF DIRECTORS

OFFICERS
Dale Glenn – President
Sue Ann Loesch – Vice President
​Bailey Richardson – Secretary/Manager
Patricia Inglish – Treasurer

DIRECTORS
Dale Glenn
Sue Ann Loesch
Wayne Dummermuth 
Jerry Gerlt 
Danny Haldiman 
Kenneth Howard 
Larry Rohrbach
​Rodney Schad
Candace Stockton
​Ron Klatt

MEET OUR AGENTS

MEETING

The Annual Meeting is held each year on the last Saturday in February at the company office located at 104 East Third Street in California, MO. Policy holders are encouraged to attend the Annual Meeting which begins at 1:00 p.m.